THE ADVISER MONTHLY

VOLUME II. ISSUE 10. OCTOBER 2022.

Market Overview, Dividends, Data Breach, Spring Activities

 

We have officially landed in the tenth month of the year, with Christmas just around the corner. With only a few months left in 2022, have you ticked off many of your goals? If not, there is still time to ensure this year positively for you. 

In this month’s newsletter, we’ll be discussing energy efficiency as it becomes a more significant deciding factor for homebuyers. inflation indicators and economic activity trackers, economic events and implications, and what to look out for in investment markets. 

Plus, we’ll take a closer look at dividends and why they are an important part of your portfolio and explore the effects of the recent high-profile data security breach. 

What does all of this mean for you and your finances? it’s important to keep on top of current events and be aware of how they may impact your money. Make sure you take advantage of any opportunities available – from saving money as the cost of living rises to making the most of energy-efficient measures when buying a home. And finally, it’s important to stay vigilant about data security and protect yourself against potential breaches. 

The future looks bright for Australian investors but there will always be bumps in the road – Make sure you know how to navigate them! 

Finally, we explore some of the amazing things happening in October around Australia. 

Shaun Walsh and The team at Make Work Optional. 

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SAVE MONEY AS THE COST OF LIVING RISES

Money is tight, and you need to save as much as possible. You need to save money, and you can do it by cutting down on your spending. All you need is a few minutes everyday and some smart decisions and you can reduce your spending in more ways than one. Here are some easy ways to save money as the cost of living rises. You can do it in more ways than one, but here’s how you might cut down on your spending. Read more here to find out. 

UNDERSTANDING THE ENERGY EFFICIENCY OF YOUR HOME 

More than half of Australians believe that home energy efficiency ratings are significant and a deciding factor when looking or buying a property. Good news? There’s plenty you can do about all these rising costs by making some simple changes in the design of house or choices of equipment layout which will not only reduce how much electricity that goes into your heating water but also produce fewer greenhouse gases and lessen the effects in our environment as well. 

HOW WELL-OFF ARE YOU?

An update on the market as we near the end of 2022. Inflations indicators, economic activity trackers as well as Australian economic events and implications and what to watch out for from the outlook investment markets.

WHAT IS A DIVIDEND?

A company’s ability to pay out regular dividends or cash distributions goes a long way towards communicating its fundamental strength and sustainability to shareholders. Read more about dividends and why they are important to your portfolio here.

OPTUS DATA BREACH: WHAT TO DO?

Continuing from last month’s first installment, Chief Economist for AMP, Dr. Shane Oliver, presents the second batch of what he calls ‘the five great charts on investing that are very useful in times of uncertainty like the present.’ Check the first batch of charts in our last month’s issue.

ARE YOU READY FOR THE END OF THE FINANCIAL YEAR?

If you tend not to think about your taxes until they’re already due, you could be causing yourself the unnecessary hassle and may even be missing out on opportunities to boost your refund. The EOFY is still a couple of months away, but you can take action now to help maximise your tax return.

Thought to live by.

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The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way. 

ROBERT KIYOSAKI , AMERICAN BUSINESSMAN AND AUTHOR

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